Adobe Analytics expects American consumers to spend $9 billion online Tuesday and Wednesday as retailers roll out their pre-holiday deals. CBS News MoneyWatch correspondent Kelly O'Grady explains what to know.

Retailers such as Amazon, Kohl's, Target, Best Buy, and Walmart are offering early holiday discounts, with deals spanning toys, clothing, and seasonal inventory. October is highlighted as a prime time for purchasing summer items as retailers clear out inventory, while electronics are expected to see better discounts during Cyber Week.

Consumer caution, driven by economic uncertainty, has prompted many to begin holiday shopping earlier. Experts recommend setting price alerts, stacking discounts with cashback apps and manufacturer coupons, and adhering to a budget to ensure purchases are both necessary and cost-effective.

How to stretch your money this holiday season

In this morning's Money Watch, get ready for the retail wars to kick into a new and higher gear. After all, Christmas is just two and a half months away. It's true. And Amazon's latest prime big deal days start tomorrow. Money Watch correspondent Kelly O'Grady has what you need to know to stretch your dollar. Kelly, good morning to you. Where are the deals this week? Well, the good news is they are pretty much everywhere. So we are looking at retailers like Amazon, Kohl's, Target, Best Buy, Walmart. They have all got deals for you, as well as some of these clothing and specialty retailers. So you mentioned Amazon Prime big deal days. You're going to see discounts on everything from toy brands like Fisher Price, Lego to some of these popular skin care brands. Target as well, going after the toys and your Halloween costumes, if you haven't picked those up yet. Now, more broadly, NerdWallet says that October is a really good time to stock up on grilling supplies, outdoor gear, any of that summer inventory that these companies are trying to offload. However, if you're looking for electronics, make sure you wait until Cyber Week. You're going to get better discounts then. And then clothing. You know, it's always marked down after the holidays. We're always looking for a deal, but we haven't gotten to Halloween yet. It seems like every year, every year these sales seem to come earlier and earlier. Is it just me or is that true? It is definitely not just thinking about that behind. So this first full week of October, as you're getting closer to the holiday, it is becoming a more traditional discount week because holiday shoppers, they are going earlier and earlier. RetailMeNot has a survey about a third of shoppers already started last month. And the reason is all this uncertainty we've been talking about, Gail, right? People are thinking about the government shutdown, tariffs, inflation, and they're worried their dollar isn't going to go as far. And retailers are recognizing this. I listened to a lot of the earnings calls last season. Every major retailer said they saw evidence of a more cautious consumer. And so they're getting their deals in front of us all because they still need us to get in there. So remember, the holidays, best time of the year for them to get those sales in. Yeah, but good luck trying to hide a gift for two months from your wife. Don't use the downstairs bathroom anymore. It's off limits. The moment I heard Mariah Carey singing at the department store, that's when I knew it was time to Christmas shop. So how do we make sure that we're getting the best deal? OK, so clock this number. Adobe Analytics says that the peak discount is going to be 17 percent. So think about that when you're going out and you're looking at your deals. 17 percent. Yeah, right. That's going to be the average. Set your price alerts for gifts that you're looking for. I heard you're a size 10 shoe, so I just put that down. I got my price alert for you. Make sure you stack your discounts on your cash back apps. Look for manufacturer coupons. But most importantly, guys, make a budget and stick to it because what a deal is not a deal unless you actually need it. Oh, OK. I like that. That was a bar.

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Chicago

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Paris

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Jerusalem

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