New data from Zillow shows the median earner in Denver would need a $44,000 raise to afford a mortgage on a home.

Denver

Recent data from Redfin indicates that Generation Z is outpacing millennials and Generation X in homeownership when compared at the same age. This trend emerges despite reports from Zillow that highlight the increasing difficulty of affording a home, with the average person in Denver needing a significant income boost to qualify for a mortgage.

Experts attribute Gen Z's success to their willingness to move further from city centers, strong family support for down payments, and openness to buying homes with friends or relatives. Financial advisors also recommend exploring less conventional locations and consulting with banks or credit unions to better understand affordability options.

Gen Z outpacing older generations in homeownership, per Redfin

Welcome all back. It's 517 on your Monday morning and new this morning. New data from Zillow shows the average person here in Denver would need a $44,000 raise just in order to afford a mortgage on a home. Now it's just the latest stat that shows how hard it can be to buy a house. According to Redfin, Gen Z, believe it or not, is outpacing millennials and Gen X when it comes to home ownership compared to when those other generations were the same age. So we asked Elizabeth Million with Elevation Credit Union how that happens when home seems so unaffordable. They definitely do their research, which is fantastic, and the Gen Z segment there that market. They're really OK to move or or drive as far as it takes to become or find affordable homes. So that might mean buying a home further outside the Metro Center. Now, Million also says that for a lot of people in Gen Z, their family is more willing to help out with the down payment. Then they have been maybe in the past. We also asked Million what steps you can take if you're looking for a more affordable way to buy a home. She says you could take a page out of Gen Z's book and look into locations that you might not have otherwise considered. She also suggests looking into buying a home with either a friend or family member. You can also talk to a bank or credit union to understand how much you can afford. In some cases you don't even have to be a member. She says next month elevations credit union is offering a down payment at the end of August. Smart generation.

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Kyiv

Ukraine Invasion

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Boston

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Tehran

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As Suwayda

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Tokyo

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Middle East Conflict

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Damascus

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Rio de Janeiro

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Breakdown